Contractors & Construction Insurance
Whether you're an independent construction contractor or run a full crew, Sansbury Insurance builds coverage around the risks contractors actually face. We work with:
- Independent construction contractors
- Plumbers, carpenters, electricians, and painters
- Repair people
- House and carpet cleaners
- Freelance writers, editors, and designers
- Independent hair stylists and salon professionals
- Horse and dog trainers
- And more
General Liability
Contractor liability insurance protects against four broad categories of claims:
- Bodily injury
- Property damage
- Completed operations / product
- Advertising & personal injury
- Contract liability
Bundle Into a BOP
Many contractors bundle their general liability into a Business Owners Policy, which can also include:
- Property damage
- Business income
- Commercial auto
Workers Compensation
Most states require workers comp once you have employees — an important protection for contractors given the physical nature of the work.
Start Workers Comp Quote
Professional Liability / E&O
If your work includes design, inspection, or consulting services, professional liability coverage protects against claims of a mistake or missed detail in that work.
Start E&O Quote