Liquor Liability Insurance
If your business serves, sells, or otherwise furnishes alcohol, liquor liability insurance protects you against claims arising from an intoxicated patron.
Commonly Covered Incidents
- Injuries caused by an intoxicated guest after leaving your establishment
- Property damage caused by an intoxicated guest
- Claims arising from serving a minor
Liquor Liability for Weddings
Hosting or catering a wedding where alcohol is served? A one-time event liquor liability policy can protect the host or venue for that day.
Limitations
Liquor liability policies typically exclude intentional acts and may have specific requirements around server training (e.g. TIPS certification) — ask us for details.